MOTO Merchant Account

Thursday, July 14, 2011 // Blog

MOTO or Mail Order MOTO accounts are originated from the need to address the credit card processing of mail order companies who receive all of their sales by mail or telephone.

Telephone Order accounts tend to have high transaction rate compared to retail accounts and are used when credit cards cannot be physically swiped.

Merchants that have a MOTO merchant account usually process credit card payments by entering the credit card information directly into a virtual terminal that contains a keypad, by using terminal software installed on a personal computer, or by using a “virtual” terminal that allows the merchant to use a normal Web browser to process transactions on a payment service provider’s Web site.

Many banks issue a MOTO merchant account to businesses conducting transactions over the Internet, some banks have started creating a separate Internet merchant account type, to address the unique needs associated with this type of credit card transaction, Activemerchant.com also provides virtual terminal to all of their merchants

There are many good reasons why merchants prefer ActiveMerchant.com services for their non face-to-face credit card payment processing.

It starts with a minimized cost merchant account. Our authorization services support online and group settlement and multiple payment types. Our fraudulent cases protection reduces risk and improves revenues.

Size of the Mail or Telephone order business does not matte, ActiveMerchant.com works around the clock to help make your business function more efficiently, more firmly and more consistently.

What would you need to start processing card present transactions?

A computer with an Internet browser (Internet Explorer or Netscape)

An Internet connection, preferably full-time (for example, Cable or DSL)

An ActiveMerchant.com account

MOTO Merchant Account Benefits for You

Major reason of its being so widely acceptable and so lucrative is that it allows you to accept and transact credit cards even though may not have a POS. You can take orders over the phone or through the mail by using the virtual terminal.

Faster funding and data security can be considered to be the two of the reasons ActiveMerchant MOTO merchant account is the best solution for your payment processing needs.